We help independent women build wealth and create more life options through thoughtful financial planning and investing.
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Plan for Retirement
Develop a personalized order of operations for your tax-efficient accumulation and income distribution strategies, including plans for financial independence. Understand the roles of complex government programs such as Social Security and Medicare (IRMAA).
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Reduce Taxes
Reveal forward-looking, tax-efficient opportunities within your financial ecosystem, including Roth conversion strategies, tax gain and loss harvesting, deductions and credits, taxable income control, and asset location.
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Manage Risks
Right-size your emergency fund and review risk mitigation tools such as life, disability, health, long-term care, property, and liability insurance to appropriately align them with your personal financial risks – without being sold products.
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Estate Planning
An intentional plan to protect those you love and direct assets by reviewing account titling, beneficiary designations, last wills, trusts, appointed guardians, and/or powers of attorney.
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Grow Investments
Diversify a portfolio which helps you accomplish life goals, considering your risk capacity and risk tolerance, and your investment time horizon.
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Achieve Pre-Retirement Goals
Look around the corner and plan ahead for career transitions, sabbaticals, starting your own business, major purchases, financing, marriage, adoption, children, and aging parents.
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Education Planning
Calculate and plan for education costs, college savings opportunities, 529 plans and other approaches, financial aid, and student loan repayment strategies.
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Maximize Employee Benefits
Understand the true benefits of your employment beyond compensation, including a full review of your employee benefits package, qualified retirement plans, deferred compensation, and group insurance options.
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Build a Legacy
Review the causes you care about, and plan for charitable donations in the most efficient way possible.
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Plan Cash Flow and Pay-off Debt
Create a system to simplify your income and expenses, track your assets and liabilities, and develop a disciplined debt repayment strategy.
Judgement-Free Zone
Whether you earn $30,000 or $200,000, you deserve a financial strategist. We make no judgements about your money situation. You have had your own unique life experience, and we respect the path that's gotten you here. We operate as experts, encouragers and coaches as we plan for your future.
Financial Answers
Everyone has questions about money. You're not alone!
You might be asking:
Can I afford to start my own business?
Do I have enough money to take a big trip?
Do I have enough to help with my kids’ education?
What’s the best way to pay down my debt?
What's my net worth?
How do I set up an investment account?
Am I making the right investments?
Unbiased Advice
We are independent advisors who follows the fiduciary oath. This means we always put your interests first. We do not sell financial products, or have sales quotas, or any other conflicts of interest which could influence our advice.
Book an appointment.
It all begins with a 15-minute chat.
Get ahead of the crowd.
Make a plan to do what you want with your time.
Feel financially self-sufficient and confident.
What happens during the 15-min chat?
On this call, you will speak with Lisa Clements, who will ask 2-3 questions to understand what’s on your mind regarding your finances.
You do not need to reveal any personal financial information, nor do you need to bring anything with you to the call.
After this short conversation, you can decide if it makes sense to have a future conversation, or if Lisa can direct you to free resources which will provide what you need.